How do i report an accident to my insurance company

Reporting an accident to insurance is one of the many steps you will need to take after an accident. how and when to report the accident varies depending on the laws of your state and your type of coverage. Read on to learn how to report a car accident to the insurance company.

report an accident to insurance: when to report

Although the time immediately following an accident can be hectic, you should contact the insurance company as soon as possible. Some insurance companies have time limits for filing a claim, so it’s important to keep them in mind. these time limits vary, depending on the provider.

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In addition, if you have to file a third party insurance claim with the other driver’s insurance provider, you will also be subject to their time limits. according to findlaw, you’ll need the other driver’s insurance information, including their name and policy number, to file a third-party insurance claim.

how to report an accident to insurance

If you are involved in a car accident, you will need to report it to the insurance provider. You can report an accident to your insurance company with the following steps:

Step One: Determine Your State’s Insurance Laws

some of us states are without fault, while others are not. If you live in a no-fault state, you will need to report your car accident to your insurance company, regardless of who is at fault. if you don’t live in a no-fault state, you will report an accident to the other driver’s insurance provider if you are at fault.

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step two: determine the type of insurance you have

It’s also important to consider the type of auto insurance you have. If you have minimal coverage and were at fault for the accident, your provider likely won’t cover any of your damages. You can still report the accident, but they will only cover damages you cause to another driver.

If the other driver was at fault for the accident and you sustained injuries or property damage, then you will contact your insurance company. Many providers, including Geico, make it easy to report an accident using their mobile app or online form.

step three: gather important details

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When you call to report the accident, you will likely be asked for certain details. having this information ahead of time can prepare you to file a claim. Some information you may need includes:


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