Salaries for insurance claims adjusters can vary from state to state in the United States. They can also differ based on the type of claims adjuster and your employer. The average base salary for a claims adjuster in the United States is around $65,000 a year.
table of contents
- independent adjuster salary
- public adjuster salary
- salary of the personal/company adjuster
- employers
- benefits
- how claims adjusters are paid
- how to get started as a claims adjuster
- culture
- job security & advance
- administration
- pay and pay benefits
- work-life balance
- e. a. Renfroe & company
- pilot services for catastrophes
- reference public setting group
- group of noble public adjusters
- sill
- mutual insurance company nationwide
- state farm
- united states
annual salary of independent adjusters
experience level
annual salary range
annual salary of public adjusters
Below are the national average annual salary ranges for a public adjuster broken down by experience level.
experience level
annual salary range
annual salary of company/staff adjusters
Below are the national average annual salary ranges for a firm or personal adjuster broken down by experience level.
experience level
annual salary range
Which loss adjusters make the most money?
Independent adjusters working on catastrophic claims have the potential to earn over $100,000 in a year. If the adjuster is licensed in multiple states and multiple natural disasters occur within their domain, the independent adjuster could earn more than $100,000 a year.
what do insurance claims adjusters do? >>
best employers for claims adjusters
various companies and individuals may employ adjusters. Becoming a top-rated employer in the claims industry requires high qualifications in multiple aspects of employment, such as
the best independent adjuster employers
Higher-rated employers for independent adjusters may specialize in major loss claims. These claims commonly involve natural disasters and fires and explosions. Employers of independent adjusters will often provide a full range of claims handling and support services. The ability to scale their workforce to accommodate large workloads enables highly skilled independent adjusting firms to handle claims involving significant losses.
People interested in working as independent loss adjusters can interview companies like
best public adjuster employers
Unlike the company or staff adjusters that insurance companies employ, policyholders employ a public adjuster. Top-rated public appraisal firms have high success rates helping commercial and residential property owners negotiate with insurance companies.
People interested in working as a public loss adjuster can interview with companies like
best personal adjuster companies/employers
Highly rated business employers or personal adjusters often have protection policies for personal and business assets. they often have flexible work policies for part-time and full-time employees and excellent training programs.
People interested in working as personnel adjusters or companies may end up interviewing with companies like
the highest paying states for loss adjusters
The earning potential of a claims adjuster fluctuates from state to state. People in Michigan vs. Connecticut could see significant differences in their salaries as claims adjusters.
classification
status
average salary
claims adjuster benefits
Each employer offers different benefit packages and perks. there are some benefits that are more common than others depending on the type of claims adjuster the individual is.
independent adjuster benefits
Freelance adjusters generally have more flexibility in their daily schedule and may have more remote positions available. this is primarily due to the nature of their assignments, which often require them to travel and collect evidence on location. weekly pay and discounts on hotels or car rentals can be common benefits that are unique to being an independent claims adjuster.
public adjuster benefits
The benefits public adjusters have access to are similar to those of business/personal adjusters. Public adjusters typically work for companies that offer typical benefits, such as retirement savings accounts, health care coverage, and paid time off.
In addition, they also often have consistent work schedules and access to laptops and company vehicles for travel.
company/personal adjuster benefits
Being a company or personal adjuster comes with the traditional job benefits like consistent paychecks, training, career development, retirement savings accounts, health care coverage, and paid time off.
how loss adjusters get paid
Adjusters will be paid after an insurance claim is settled. Some adjusters will earn a percentage of the settlement and others will earn an annual salary regardless of how the claim was resolved.
how independent adjusters get paid
Independent adjusters typically earn a percentage of the amount of each claim they settle. this process is commonly known as a “fee schedule.” Fee schedules vary widely among insurance companies and independent adjusting firms.
how public adjusters get paid
Public adjusters can earn a flat rate, an hourly rate, or a contingency fee depending on the outcome of the insurance claim. Like an independent adjuster, public adjusters generally choose to receive a percentage of the settlement. the policyholder is then responsible for paying the company they hired.
how personnel/company adjusters are paid
Company or staff adjusters are salaried employees of an insurance company. Regardless of the outcome of the claim, these adjusters will receive their annual salary from their employer. Company and staff adjusters are also likely to receive an annual bonus.
where can a job in insurance claims lead?
Becoming a claims adjuster will immerse you in the insurance industry and give you the ability to move into management or analyst positions. some loss adjusters choose to transition into sales or business development positions with forensic engineering firms or equipment restoration companies.
how to get started as a loss adjuster
Most people interested in becoming a claims adjuster will need to have at least a high school diploma and be able to pass an insurance licensing exam.
