FAQ

Martial Arts Insurance for Instructors, Schools, Gym & Business

martial arts insurance

Martial Arts Insurance is a collective term for specific insurance products that provide protection against exposures associated with the teaching of Karate, Mixed Martial Arts (MMA), Brazilian Jiu-Jitsu, Taekwondo, Kung Fu, Muay Thai, and Aikido .

In addition, martial arts insurance is available as commercial insurance for martial arts instructors, gyms, schools, clubs, and studios. this combines liability insurance and commercial property insurance for more comprehensive protection. Additionally, commercial martial arts insurance allows for customization so that the policyholder has control over premiums, policy limit, and covered exposures.

Reading: How much does martial arts insurance cost

civil liability insurance for martial arts

The most common martial arts liability insurance that instructors and schools obtain is general liability insurance and professional liability insurance.

General liability insurance offers protection when a student files a personal injury or property damage claim against the instructor or school administration. A martial arts instructor or martial arts school may face legal liability for any injury or property damage a student experiences during a combat session or during a demonstration.

Having general liability insurance will help a lot. the property damage settlement can be as expensive as $100,000. As for personal injuries, it depends on the part of the body affected. and so, here is a table describing the cost:

Professional liability insurance, on the other hand, will apply if a student files a lawsuit against the martial arts instructor or martial arts school for negligence. negligence claims mainly occur when:

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