FDIC: Deposit Insurance At A Glance

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important update!

Reading: How much is the fdic insurance limit

all rules discussed in this booklet are in effect through March 31, 2024. the rules for revocable trust accounts (including formal trusts, pod/itf) and escrow accounts The irrevocable bonds discussed in this booklet will change on April 1, 2024. For most fiat depositors (those with less than $1,250,000), the fdic expects that coverage levels will not change. Changes to the rules for mortgage servicing accounts will also go into effect on April 1, 2024. You can learn more about the new changes by reviewing this fact sheet (pdf). Additionally, we encourage depositors and bankers to review the new rules when considering opening large fiat deposits in accounts with maturities after April 1, 2024.


You can submit your inquiry through the fdic information and support center. You can also call the fdic at (877) 275-3342 or (877) ask-fdic. for the hearing impaired call (800) 877-8339.

fdic deposit insurance

See also: AARP Health Insurance | Insure.com

since 1933, the fdic seal has symbolized the security of our nation’s financial institutions. fdic deposit insurance allows consumers to deposit their money with confidence in thousands of fdic-insured banks across the country, and is backed by the full faith and credit of the united states government.

fdic deposit insurance coverage depends on two things: (1) whether the chosen financial product is a deposit product; and (2) whether your bank is fdic insured.

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