How to get a breast lift covered by insurance
How much does a breast lift cost? Does insurance cover breast lifts? If you’re thinking about getting a breast lift soon, you may want to check with your insurance. Because many insurance companies consider breast lifts to be cosmetic procedures, they are almost always not covered by health insurance. this means you will likely have to pay the cost of the procedure.
In fact, there are only a few exceptions where insurance may cover a breast lift procedure, including the following:
- congenital deformity or tuberous breast deformity.
- reconstructive surgery after cancer procedures, such as a mastectomy.
In rare cases, health insurance companies may also cover some or all of the cost of a breast lift if you undergo a breast reduction procedure to dramatically reduce the size of your breasts. At the end of the day, whether your insurance covers your procedure depends on your individual insurance plan.
Insurance plans vary from person to person and company to company. If you’re not sure what your health insurance plan covers, contact your insurance company to verify before scheduling a breast lift to avoid costly surprises.
If you are one of the many women who has to bear the cost of your breast lift, you may be wondering how to pay for it. After all, like many other plastic surgery procedures, breast lifts can be expensive. however, there are some breast lift financing options to consider when planning how to pay for your procedure. take a look at the following:
- Explore your doctor’s financing options: Many medical offices offer generous financing options and payment plans to help patients with their bills. One benefit of this method is that payments made after a due date won’t hurt your credit score. Plus, many offices will work with you to find a financing option that works well with your budget.
- Get a medical credit card to cover the cost of your breast lift: Medical credit cards are becoming more and more popular, and with good reason. many cards on the market offer 0% introductory interest rates and can be used for virtually any type of medical expense. in the office of dr. elizabeth harris, we offer a medical credit card known as carecredit. Like many medical credit cards, the Care Credit Card makes it easy for you to pay for medical and beauty procedures, including breast lifts. however, if you choose to use a medical credit card to pay for your breast lift, be sure to have a payment plan in mind to avoid going into debt.
- Tax Deductions: If your breast lift or augmentation is intended to correct a deformity caused by a medical condition, such as breast cancer, the IRS may allow you to deduct all or part of the procedure. the amount depends on your income and several other factors.
- Start saving: Despite being a long-term option, saving for the procedure is a good option because it won’t require you to go into debt. If you really want to have a breast lift and save money, consider getting a second job or cutting back on certain expenses until you reach your savings goal.
- Sign up for a third-party loan: Third-party loans involve getting money from another entity, such as a financial broker, or arranging financing with your doctor to pay for your breast lift. it’s an ideal option if you’re having trouble getting a credit card or other type of loan. however, interest rates on third-party loans tend to be high, so a solid payment plan is required to avoid debt.
If you’re not sure which option is right for you or if your insurance covers breast lifts, contact Dr. elizabeth harris a call in san antonio, texas. we’ll be happy to discuss your options in more detail, so you can get the breast lift you’ve always wanted.