On this page, you will find all of the state specific information for insurance licensing in the state of massachusetts. this information refers to applicants for residence licenses. For additional resident license information, or for nonresident license information, see the massachusetts division of insurance website at ttps://www.mass.gov/orgs/division-of-insurance . information is subject to change and we will do our best to make the process of completing the educational requirements for licensing as simple as possible.
commonwealth massachusetts
division of insuranceone south station, 5th floor boston, ma 02110-2208phone: 617-521-7794fax: 617-521-7576website: http://www.mass.gov/doiemail: [email protected] . us
how to get your massachusetts insurance license
1. complete an insurance exam preparation course
Those seeking to obtain a Massachusetts insurance license have a significantly greater chance of passing their licensing exam when they complete one of Kaplan’s exam preparation courses. give yourself the best chance of passing before you take the state exam.
Pre-licensing education hour requirements
the state of massachusetts does not require pre-licensing education. Although pre-licensing education is not required, due to the difficulty and nature of the exam, Kaplan recommends enrolling in a course of study.
Adjuster license requirements
The Designated Home State (DHS) Appraiser license is available to individuals who are 1) residents of a state that does not license appraisers, or 2) individuals who are business appraisers and reside in a state that it only licenses independent appraisers and wants to designate another state as its home state.
2. pass your massachusetts license exam
After you complete your test prep course, you must pass a state licensing exam. Kaplan’s test prep content is based directly on the Massachusetts licensing exams, so you’ll be prepared to pass the first time.
exam provider: prometric
For a license information bulletin, visit the prometric website at http://www.prometric.com. To schedule an exam, contact Prometric at http://www.prometric.com or 800-741-9380.
frequently asked questions about the massachusetts license exam
after i complete my massachusetts test prep, how should i prepare for test day?
create or log in to your account
Before scheduling your test, please create an account or log in to your existing account. To create an account, you must:
- select “ma” as your status
- select “insurance” as business type
- enter your eligibility number (ssn)
- be issued by the government (for example, driver’s license, state-issued identification card, passport, or military identification card).
- contain both a current photo and a signature (if not, you must present two identification cards: one with your photo and one with your signature).
- exactly match the name used to register for the exam (including designations such as “jr.” and “iii”).
- The exam will be administered by computer, but you do not need computer experience or typing skills to take the exam.
- While you are in the testing center, you will be continuously monitored by video.
- During your exam, you will also be monitored by physical walkthroughs and through an observation window.
- all test sessions are video and audio recorded.
- You must present valid (current) and acceptable identification documents in order to take the exam.
- You will be scanned with a metal detector wand prior to each entry to the testing room. (if you refuse, you can’t take the test).
- You will be asked to pull up your pant legs above your ankles, empty and turn all pockets inside out, and pull up your shirt sleeves above your wrists before each entrance to the exam room.
- If you wear glasses, you will need to remove them for a visual inspection to ensure they do not contain a recording device.
- Large jewelry items should be stored in your locker due to concerns about hidden recording devices.
- You must sign the test center roster each time you leave the testing room.
- You must also log back in and show your ID to the test center administrator (tca) to re-enter the test room.
- You are prohibited from communicating, publishing, reproducing or transmitting any part of your test, in any form or by any means, verbal or written, for any purpose.
- You should not talk to other candidates or refer to their screens, test materials or written notes in the testing room.
- You must not use written notes, published materials, or other testing aids.
- You are allowed to bring center-supplied soft earplugs or tissues into the testing room.
- Any clothing or jewelry that is allowed to be worn in the exam room must remain with you at all times. clothing that has been removed or jewelry should be stored in your locker.
- You must not bring any personal/unauthorized items into the testing room
- Such items include, but are not limited to, outerwear, hats, food, beverages, purses, briefcases, notebooks, pagers, watches, cell phones, recording devices, and photographic equipment. weapons are not allowed at any prometric test center. You will be asked to empty and turn your pockets inside out before each entrance to the exam room to confirm that you have no prohibited items.
- You must return all materials given to you by the test center administrator (“tca”) at the end of your test.
- You are not allowed to use any electronic device or phone during breaks.
- If you have a medical condition that may require you to have access to food or medication during your exam session, you should store those items separately from other items you place in your test center locker.
- You must inform the tca before retrieving the food or medicine, and the tca will observe how you get the item from the locker. you are not allowed to access any items other than food or medicine that is necessary for a medical reason.
- You must behave in a civil manner at all times when you are on the test center premises.
- The exam contains four choice multiple choice questions.
- Three different multiple choice formats are used. (*) indicates the correct answer in each example.
- Format 1: Direct Question
- Which of the following is a type of health insurance policy designed to replace the wages of an insured who is unable to work due to accident or illness?
- disability income insurance policy *
- employer sponsored group major medical policy
- hospital expenses insurance policy
- special risks policy
- format 2: incomplete sentence
- benefits under workers’ compensation insurance are payable:
- for accidental or international bodily injury
- regardless of the employer’s responsibility *
- unless security rules are violated
- up to a maximum of 30 percent of weekly salary
- Form 3: All of the following except
- A life insurance policy may include provisions that do all of the following except:
- Restrict coverage if death is caused by suicide
- require evidence of insurability to reinstate coverage
- extend the contestable period beyond two years *
- adjust income if insured’s age is incorrect on application
- The exam may include some experimental questions that will not be scored.
- if present, they are distributed throughout the exam and will not be identified as such.
- These experimental questions will not count for or against you in your final exam grade.
- You will help us help future test takers by completing five (5) experimental questions on your exam.
- questions:
- will be randomly distributed within your quiz;
- will not be counted in your final score;
- will not count against the allotted time for the quiz.
- at the end of the exam, your exam score will be displayed on the screen and you will receive a printed exam score report.
- The report indicates your overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed.
- You must obtain a minimum of 70% to pass the exam.
- The report also displays your percentage correct on each major section of the exam, as defined in the exam content outline.
- Scores for these sections are displayed to guide you in areas that require additional preparation for retesting if you do not pass the exam.
- Even after you pass, you may want to focus on these areas as you begin to provide insurance products and services to the public.
- your total percentage score is calculated by dividing the number of questions you answered correctly by the total number of questions on the exam
- The total score is not calculated by adding the section percentages and dividing by the total number of sections.
- Your test score report will be sent electronically to nipr so you can apply online at nipr’s website.
- If the paper application is submitted, the original Producer License Examination Pass Score Reports should be mailed to the division’s post office box. box address at ma division of insurance, along with your application and license fee.
- You must apply for and obtain a license within 12 months of passing the exam or you will have to retake the exam.
- Issuance of a license is contingent upon review and approval of all license application documents.
How long is the exam?
The license exam for each type of license consists of questions that test knowledge of the subject areas listed in that exam’s content outline. You can view a full outline specific to your online exam here.
3. apply for massachusetts insurance license
Once you have passed the state licensing exam, you are ready to apply for an insurance license.
it will be assigned an npn. This unique identifier is assigned through the license application process and is used to track individuals and business entities nationwide. many states use the npn to replace a producer’s license number.
4. plan to complete required insurance continuing education (ce) credits
All insurance producers must comply with the ce requirements of their home state. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you sign up for a CE Library with Kaplan.
Learn how to renew your Massachusetts insurance license by clicking here.
How is the exam scored?
- A life insurance policy may include provisions that do all of the following except:
- benefits under workers’ compensation insurance are payable:
- Which of the following is a type of health insurance policy designed to replace the wages of an insured who is unable to work due to accident or illness?
- Format 1: Direct Question
schedule your test
Once you have set up and logged in to your account, you will be able to schedule your trial. simply enter your eligibility number (social security number/ssn) and the first four letters of your last name. Please note: You must have an account and select MA Insurance Proof in order to schedule online.
review test content outlines
download the licensing newsletter
test day
You must arrive at least 30 minutes before your scheduled exam appointment. this gives you time to check in and for staff to verify your ID and complete all security checks.
Your required identification document must:
How is the exam?
