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How to Get a Arizona Insurance License | StateRequirement

Getting your Arizona insurance license is the first step to becoming an insurance agent in Arizona. Whether you’re interested in selling property and casualty insurance, life insurance, health insurance, or any combination of those lines of authority, this article has the information you need to get started.

The Arizona Department of Insurance and Financial Institutions has a 7-step process on how to become an insurance agent in Arizona. we will guide you step by step; from the license application to insurance exam preparation, the arizona insurance exam and more.

Reading: How to get my insurance agent license

This guide contains everything you need to know to get your az insurance license quickly and easily.

See also: How much does a filling cost without dental insurance

how to get your arizona insurance license

Getting your insurance license in Arizona is easy! just follow our step by step guide. Be sure to bookmark this page so you can visit it again during this process.

See also: How much does a filling cost without dental insurance

step 1. what insurance licenses do you need?

The first step in obtaining your insurance license is choosing which licenses you need. The most common licenses new insurance agents obtain are owned & accident license (p&c), life and medical insurance license (l&h).

The types of insurance policies and products you will sell will determine which licenses you need. Here are some examples of the types of policies you can market with each license:

  • property and casualty insurance license – auto insurance, home insurance, business insurance, etc…
  • life and health insurance license – life insurance, annuities, medicare, health insurance, etc…
  • See also: How much does a filling cost without dental insurance

    Most insurance agents and producers choose to obtain personal injury and personal injury licenses, but if you plan to specialize in only one category, then you don’t need all licenses.

    Insurance adjusters require a separate license. More information on becoming an insurance adjuster can be found here: Arizona Insurance Adjuster License

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    step 2. arizona insurance pre-exam education

    After you’ve determined what licenses you need, it’s time to start studying for the Arizona insurance exams.

    arizona does not require you to take a certain number of pre-licensing credits prior to testing. this means that studying for the exam is 100% up to you.

    Most people choose to take an insurance pre-licensing course online. these courses are created specifically to give you the skills you need to pass the exam. others buy books or other self-study tools to prepare.

    It is advisable to spend a week or so studying this exam. If you don’t feel like you’re a good examiner, take a little more time, but don’t let it drag on too long. we want you to pass the exam the first time you take it, and we know you can do it.

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    step 3. arizona insurance license exam

    The next step after completing all pre-licensing courses or self-study is to take the insurance exam. You will carry out an exam for each line of insurance you wish to take out. life, accident, & health (la&h) and property & Casualty (P&C) lines are combined lines in Arizona, so you’ll need to take two exams if you want all of these lines of authority: property, casualty, life, casualty, health.

    This is a supervised test, which means you will be in a controlled environment with someone watching you. For people who have not tested in a situation like this, they should be aware of this fact and work to control their nerves before taking the test.

    the fee for each exam attempt is $56 per combined line. Single-line exams are $44 per attempt. When you appear, you must have a photo ID and any other documents the test center has asked you to bring.

    both life, accident, & health and property exam & The rush exam consists of one hundred and fifty (150) questions and you have two and a half hours (2.5 hours) to complete each exam. here is a copy of the summary of the exam content for life, accident and & health exam here is a copy of the summary of the exam content for the property & amp; accident examination.

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    A 70% total score is required to pass each exam. You are limited to four (4) attempts at each exam per year. To explain the scoring of this exam, we will quote from the Prometric Arizona Insurance Licensing Information Bulletin:

    see our insurance exam guide. it’s extremely in-depth and will hopefully help you pass the first time.

    The insurance license tests are intentionally difficult, but not impossible by any means. you should study to the point where you are comfortable with the information before attempting the exam. failing the exam is not the end of the world, but keep in mind that you will have to pay the fee every time you try to take the exam.

    You can register to take your exams and find more information on Prometric Arizona’s insurance test page. When contacting Prometric about exams, be sure to ask them about fingerprinting as well, as that is the next step in the licensing process. We recommend that you have your fingerprints taken with prometric the same day you take your first exam.

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    step 4. fingerprinting and background check

    the state of arizona requires all applicants for insurance licensesto provide fingerprints prior to being licensed. Giving your fingerprints will initiate a background check. If you have prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. Call the Arizona Department of Insurance at (602) 364-4457 or email the Department of Licensing for more information. the fingerprinting fee is $20 plus the fbi fingerprint processing fee of $22.

    We recommend that you have your fingerprints taken with prometric the same day you take your first exam. Fingerprints must be on FBI Form FD-258 and be accompanied by Form L-FPV. When you are done with your fingerprinting appointment, you will receive a fingerprint card. don’t lose your fingerprint card as you’ll need to mail it in a later step!

    See also: How much does a filling cost without dental insurance

    step 5. arizona license application

    Once you have completed your exams and fingerprinting, you are ready to apply for your license. If you have more than one line of authority for which you have passed the exam, be sure to apply for all of those lines.

    the fee for an online application is $120 and nipr will charge a transaction fee of $5.60 for a total of $125.60. if you order your additional lines of authority, only the $5 transaction fee will be charged on subsequent additions.

    Fill out and submit your application online at the nipr website.

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    step 6. mail the fingerprint card and form l-152

    After submitting your license application to the state, you will now mail your fingerprint card. You will send this card to the Arizona Department of Insurance (address below).

    arizona department of insurance 100 north 15th avenue suite 261 phoenix, arizona 85007-2630

    arizona also requires form l-152 to be submitted with all applications. this form is identification verification. you must fill it out and attach a copy of the approved form of identity you choose from the list.

    Once you have completed this document, please email it to the licensing department. Please do not submit this document until you have passed the exam and submitted your application.

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    step 7. application review

    Once you have submitted your application and met all other requirements, the state will review your license application. Your background check will also be reviewed.

    If everything is within acceptable standards, your license should be issued quickly. If there are items from your background check that need to be reviewed, it can slow down the issuance process. if this is the case, the state may contact you to provide context for the issues they have encountered.

    once the review is complete, you should receive an email from nipr regarding the status of your license. these emails are known not to have been received, so you should also conduct a license search on your behalf approximately one to two weeks (1-2 weeks) after submitting your application.

    To check and see if your license has been issued, you can search the Arizona Department of Insurance’s license lookup tool yourself. use this format to search for your license: last name, first name.

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    congratulations!

    You did the work, put in the time and effort, and now you have the key to your own success! we are proud of you. take five (5) minutes and celebrate.

    after you get your arizona insurance license

    once you have passed your exams and completed your license application, you are now a licensed insurance agent in arizona. A common question we hear is, “I have my insurance license, now what?” here are some things you can do or need to know:

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