liberty mutual insurance review
liberty mutual is a good insurance company and is rated 3.3/5 by the editors of wallethub, based on insurance quotes, ratings from organizations like j.d. potency and recent customer reviews. Consumer reviews of Liberty Mutual tend to focus on its low prices and normally courteous customer service agents. However, its NAIC rating is 2.22, which means that Liberty Mutual has received far more complaints than the average auto insurance provider. Many customer complaints about Liberty Mutual have to do with poor customer service experiences, unexpected rate increases, and a slow claims process. liberty mutual was accredited by the better business bureau (bbb) in 1931.
liberty mutual insurance ratings
- wallethub reviews: 2.6/5
- j.d. potency: 3.2/5
- naic: 2.22
- bbb: a+
- s&p: a
- moody’s: a2
liberty mutual car insurance review highlights
Ranking: Third quartile among the top auto insurance companies in terms of price, according to wallethub research.
Top discounts:Homeowner, Early Buyer, Online Listing (up to 12%), and up to 30% for using Liberty Mutual’s online program, RightTrack.
Traditional coverage options: Bodily Injury Liability, Property Damage Liability, Uninsured/Underinsured Motorist, Medical Payments, Personal Injury Protection, Comprehensive and Collision.
Additional Coverage Options: Rental Car Reimbursement Coverage, New Car Replacement Coverage, Best Car Replacement, Accident Forgiveness, 24/7 Roadside Assistance the week, gap coverage (if your rental car is full), original parts, replacement coverage, protection for teachers (and their school supplies), and coverage while driving in Mexico.
Specialty Auto Policies: Coverage for ATVs, ATVs, Recreational Vehicles (RVs), and Antique/Classic Cars.
To help drivers better understand how much liberty mutual car insurance costs, the editors of wallethub sourced sample liberty mutual car insurance quotes for a mix of driver profiles ranging in age and driving history. driving. You can learn more about these sample quotes in the methodology section of our full freedom mutual insurance review.
liberty mutual auto insurance quotes
Liberty Mutual’s insurance rates are competitive, and the company offers several loyalty and safe driving discounts that make its policies more affordable. Liberty Mutual is also a good option for drivers who want lots of extra features like rental car reimbursement, 24/7 roadside assistance, and coverage while driving in Mexico.
liberty mutual home insurance review highlights
liberty mutual offers insurance for homeowners and renters, plus discounts for bundling multiple liberty mutual insurance policies.
A liberty mutual homeowners insurance policy covers your home and possessions against damage or loss caused by covered perils, such as fire, frozen pipes, water damage, wind/hail damage (including hurricanes) and robbery. liberty mutual homeowners insurance also has third-party injury/property damage liability coverage, and covers your living expenses if your home is under repair and you can’t stay there.
liberty mutual offers two levels of renters insurance: a standard policy and an add-on option. The standard renters insurance policy protects your personal property, covers additional living expenses if your rental needs work, and pays legal and medical bills in case someone gets hurt at the property you’re renting. the add-on policy offers additional protection for earthquake damage and lost or stolen jewelry.
Overall, Liberty Mutual offers reliable homeowners and renters insurance policies at reasonable prices. also offers homeowners, condo and mobile home insurance policies.
in summary: is liberty mutual a good insurance company?
yes, liberty mutual is a good insurance company. Liberty Mutual offers auto insurance policies for drivers in every situation, from highly experienced safe drivers to new drivers and customers with less than stellar driving records. It also offers many extra coverage options so you can further customize your policy.
In addition to auto insurance policies, Liberty Mutual offers life, property and small business insurance policies, as well as coverage options for tuition costs, critical illness and identity theft. however, the editors of wallethub give liberty mutual insurance a rating of only 3.3/5, in part because it has a reputation for unexpected price increases and slow communications. For more information, see Wallethub’s full Freedom Mutual Review.