FAQ

I have no health insurance, what are my options? – Reeve Foundation

understand health coverage

The health care costs associated with living with a spinal cord injury can be significant, even overwhelming. The good news is that there are many options for getting health care coverage, even if you are uninsured or underinsured.

To begin the process, meet with a social worker at your hospital to help you gather the relevant paperwork and begin applying for Medicare, Medicaid, and Social Security. social workers or caseworkers are there to help you manage your care or that of your family member.

Hospitals that accept federal money must provide a certain amount of free or reduced-price care. check with the hospital’s financial aid department to see if you qualify for reduced or charity care.

health insurance market

The Affordable Care Act (ACA), passed in 2010, requires that all American citizens have the opportunity to shop online (or over the phone) for the best available insurance coverage that fits their individual needs and budget.

The health insurance marketplace, sometimes called the “exchange” or simply “the marketplace,” was established as part of the ACA. is a service that helps people shop for and enroll in health insurance. The Marketplace can help you if you don’t have coverage, or if you do but want to explore other options.

With a Marketplace app, you can compare your coverage options side-by-side and enroll. Depending on a person’s income, coverage options provided through the Marketplaces may be a better option than what is currently offered through a person’s employer, but not necessarily. the market also offers the uninsured options they may not have been aware of in the past.

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healthcare.gov will direct you to your state’s marketplace seamlessly. It is certainly the best place to start. The site will ask you basic questions about your income, family size, where you live, and give you an overview of the insurance options (both public and private) you qualify for. then you can make decisions based on your own needs, the needs of your family, and your budget.

health insurance

Medicare is a federal insurance program available to those:

CATEGORY: FAQ

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