FAQ

What dentist can i go to with no insurance

Nearly 67 million Americans (about 20% of the population) do not have dental coverage. If you are one of them, you may not see the dentist as often as you would like. Whether you’re interested in regular checkups to keep your teeth healthy or treatment to fix an unforeseen dental problem, you may be wondering how you can see a dentist without insurance. Read on to learn about your options for getting the dental care you need, as well as some tips for avoiding costly dental work.

what to do if you don’t have dental insurance

many americans get dental benefits through their employer or a public program like medicaid. If your job doesn’t offer dental coverage and you don’t qualify for government assistance, you may have other options.

Reading: What dentist can i go to with no insurance

For some people, buying an individual dental insurance plan might make sense. this option could be relatively affordable: the monthly premium could be around $50, depending on the plan you choose. however, many policies have waiting periods before coverage kicks in, so a new policy may not help pay for upcoming dental work.

When purchasing a dental insurance policy is not an option, there are many possible ways to see a dentist without insurance. no insurance resource could include clinics run by nonprofit organizations, public health departments, and dental schools.

what to do if you need emergency dental work without insurance

Many people who have dental emergencies but do not have dental insurance visit hospital emergency rooms: In 2017, there were about 2.1 million emergency room visits for dental issues, and nearly 30% of adult visitors did not have insurance. While emergency rooms may offer pain medication or other symptom relief, they generally do not have dentists on staff to perform emergency dental work.

Emergency dental care for uninsured adults can be provided by various resources in your area, from local dental schools to public health dental clinics.

options for seeing a dentist without dental insurance

many resources could help you see a dentist without insurance.

dental school clinics

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Dental students need hands-on experience before they can graduate, which is why most dental schools operate teaching clinics. At these clinics, dental students provide services at reduced cost to members of the community under the supervision of licensed dentists. Services available may vary based on students’ educational needs, but can range from routine cleanings and fillings to more complex procedures such as dental implants.

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Fees vary from school to school, but you may only need to pay the cost of equipment and supplies. this can make getting dental work without insurance more affordable. To find a dental or dental hygiene school in your area, search for the commission on the dental accreditation website.

public dental clinics

Local health departments may operate taxpayer-funded public dental clinics that provide free or low-cost dental services. Harris County Public Health in Texas, for example, operates two public dental clinics where uninsured patients can receive a wide range of treatments, including cleanings, fillings, and extractions. Contact your local health department for public dental clinics in your area.

free dental clinics

Many nonprofit organizations operate dental clinics that provide free dental care for uninsured adults. eligibility may vary from one free clinic to another. Some clinics may accept any uninsured patient on a first-come, first-served basis, while others may cater to more specific groups.

Your local united way chapter can direct you to free dental clinics in your area.

government programs

Government health insurance programs may cover some dental services for adults and children. check if you are eligible for the following programs that may offer dental coverage:

  • medicare: The federal government’s health plan for people age 65 and older and some young adults with disabilities. While traditional Medicare doesn’t cover most dental services, it may cover inpatient hospital care if you need an emergency dental procedure. medicare advantage plans may offer dental coverage.
  • Medicaid: A joint federal-state program that provides health insurance to eligible low-income Americans. Each state’s Medicaid program is required to cover dental care for children, but dental benefits for adults vary. Some states do not cover any dental care for adults, while others may only cover emergency dental services. Some state Medicaid programs provide comprehensive dental coverage.
  • Children’s Health Insurance Program (CHIP): Provides health coverage to children whose family income is too high to qualify for Medicaid. State chip programs are required to cover dental services that help restore teeth and maintain oral health.
  • dental savings plans

    Dental Savings Plans are membership programs that may offer savings on the cost of services from participating dentists. they are sometimes called “access plans” or “discount plans.” Since dental savings plans are not dental insurance, there may not be a waiting period before receiving services.

    With discount dental plans, you pay an annual membership fee. Each plan has a network of dentists who have agreed to charge members a discounted rate. this fee could be a discount off the dentist’s usual price or a specific discounted price, depending on the plan.

    talk to your dentist

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    To accommodate patients who do not have dental insurance, some dentists may offer payment plans. a payment plan could help you break down the cost of your dental work into more manageable monthly payments. If your dentist doesn’t offer payment plans, you may have other suggestions. for example, they can direct you to a free or low-cost clinic in your area.

    how to avoid costly dental work

    Most dental disease can be prevented with a good oral hygiene routine at home and regular visits to the dentist. keeping your teeth healthy can help you avoid costly dental work.

    stay on top of your oral hygiene routine

    Following a good oral hygiene routine at home can help prevent oral health problems, such as cavities, receding gums, and gum disease.

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