What insurance do i need for a new car

Buying a new car can be a wonderful experience. From the pristine exterior and interior, the odometer in the single digits, and that new car smell, driving a new car out of the dealership’s parking lot is a wonderful feeling.

But shopping for new car insurance can seem like a daunting task. you want to make sure you’re buying the right coverage without overpaying. that’s how it’s done.

Reading: What insurance do i need for a new car

is car insurance required for a new car?

every state except new hampshire and virginia require auto insurance. the minimum insurance required will depend on your state. In addition to state law, if you have an auto loan or lease, additional coverage may be required by your lender or leasing company.

These are the types of coverage you may need to have.

civil liability insurance

Liability insurance pays for property damage and bodily injury when you cause a car accident. it also covers the cost of a legal defense, court judgments and settlements. Your state most likely has a minimum requirement for auto liability insurance. For example, to buy car insurance in California, you must buy at least 15/30/5 in liability coverage.

Here’s what those numbers mean.


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