FAQ

What to do if i am pregnant with no insurance

first things first: congratulations on your pregnancy! You’re already doing the right thing by recognizing how important good prenatal care is, even though it can be expensive. But as you’re no doubt learning, it’s hard to stay excited about your little bun in the oven when you don’t know how you’ll pay for a healthy pregnancy and delivery. A typical delivery varies widely across the United States and can cost up to $18,000, and that doesn’t take into account complications like an emergency C-section.

The good news: Insurers can’t deny coverage to uninsured moms-to-be. Thanks to the Affordable Care Act (ACA), also called Obamacare, private insurance companies are required to cover pre-existing conditions, including pregnancy. however, there is always the chance that congress will overturn obamacare and the pregnancy will revert to a pre-existing condition, so it’s a good thing you’re pregnant now, while coverage is available to you.

Reading: What to do if i am pregnant with no insurance

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If your employer or your partner’s employer doesn’t offer insurance or you’re unemployed, you may be able to apply for a health plan through the Health Insurance Marketplace. but you must enroll during the open enrollment period, which occurs annually, unless you are eligible for special enrollment. While pregnancy itself is not considered a qualifying life event, giving birth, along with marriage, divorce, and moving, does count. Learn more, including how to contact a local marketplace representative, at healthcare.gov.

If not, there are still several other options that can help you afford high-quality care now. Here are some ways to keep this baby from breaking the bank:

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