The average cost of a blood test without insurance is $432, but the price can range from $50 to more than $1,000, depending on the tests performed. There are several ways to reduce the cost of blood tests, such as going to community health clinics or ordering home lab tests.
Most high deductible health plans only cover annual blood work if ordered by an in-network primary care physician. if the blood test is subject to a deductible, you may have to pay out of pocket.
cost of blood test without insurance
The cost of blood tests without insurance can vary widely. Some of the factors that determine how much you’ll pay for blood work include your insurance status, the number of tests you get, and where you get the test done. Below, we’ve outlined the range of how much you can expect to pay for some common blood tests without insurance.
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types of blood tests
There are several types of blood tests your doctor may recommend. Below, we describe some of these blood tests and what they test for.
- complete blood count (cbc): a cbc looks at the levels of white blood cells, red blood cells, and platelets in your body. CBCs are usually done to assess your general health and check for illness. many doctors recommend that adults have a complete blood count once a year.
- Lipid panel: Lipid panels measure fatty substances, such as total cholesterol level, triglyceride level, HDL cholesterol, and LDL cholesterol. Lipid panels can help monitor your overall health and screen for risk of cardiovascular disease. the frequency of these tests depends on your age and risk factors for cardiovascular disease.
- basic metabolic panel (bmp): a basic metabolic panel measures the levels of eight substances in the blood. Basic metabolic panels can be used to monitor general health and can be used to identify kidney problems, lung problems, diabetes, and other health conditions. many doctors recommend having this test once a year.
- comprehensive metabolic panel (cmp): A complete metabolic panel tests for the same substances as a basic metabolic panel and includes six additional tests that measure liver function. Your healthcare provider may suggest that you have a cmp instead of a bmp if you want to get a more complete picture of your health or if you are concerned about diabetes, liver disease, and kidney disease.
- a1c: The a1c test looks at your average blood sugar levels over the past few months. This test is usually done to diagnose diabetes or prediabetes.
- Vitamin D: Vitamin D tests, such as the Vitamin D test, are used to check the levels of certain vitamins in the body. These tests can be used to indicate if dietary changes or supplements are needed to maintain a healthy lifestyle. Your health care provider may perform this test at a routine checkup or if you have symptoms or a vitamin deficiency.
- Sexually Transmitted Infection (STI) Test: STI tests are used to detect the presence of sexually transmitted infections. Some tests for STIs are done through a blood sample, such as the HIV and syphilis test. The recommended frequency of STI testing will depend on several factors, including your age, gender, and sexual activity.
- covid-19 antibody test: the covid-19 antibody test can be used to detect the presence of antibodies against the virus that causes covid-19. the presence of certain types of antibodies may indicate a previous covid-19 infection. It is generally not recommended to have an antibody test to see if your vaccine was effective, as the type of antibodies produced by vaccination may not be detected by some types of antibody tests.
- thyroid-stimulating hormone (tsh) test: A tsh test is used to check the levels of tsh in the blood and assess how well the thyroid is working. A TSH test can be used to diagnose hyperthyroidism and hypothyroidism, as well as to check if medications are working. the frequency of tsh tests will depend on your age, risk factors, and symptoms of a thyroid condition.